$49 min
Deposit Matcher
Find cards that fit your budget — some start at $49, and the deposit is your credit limit, not a fee.
Credit-building, without the guesswork
A card that says yes when others don't.
Answer 6 questions and see which secured or credit-builder card matches your situation — deposit budget, past denials, and goals included. No hard credit pull to check.
Show Me My Match →Free · Takes about 60 seconds · No credit score impact
✓ Estimates from public issuer criteria
✓ 12.4M+ Americans build with secured cards
✓ Editorial — we never sell your data
What makes this different
Not a card list — a path.
Most sites dump 40 cards on you. CardPath matches first, then walks you from deposit to graduation.
60 sec
Eligibility Quiz
Six questions — score situation, past denials, bankruptcy, deposit budget, bank account, goal. You get one top match, two alternatives, and estimated approval odds based on public issuer criteria.
Take the quiz →
3 bureaus
Reports everywhere
Every card we feature reports to Equifax, Experian, and TransUnion.
Graduation Journey
Secured today, unsecured later. We track upgrade paths — Discover reviews at 7 months, Capital One at 6 — so your deposit comes back and your next card costs less.
Apply guides
Step-by-step how-to for every card, written for first-timers.
Popular matches
Start where you are.
| Situation | Card | Deposit from | Annual fee |
|---|---|---|---|
| No credit history | Chime Credit Builder | $0* | $0 |
| Low budget | Capital One Platinum Secured | $49 | $0 |
| Rewards while building | Capital One Quicksilver Secured | $200 | $0 |
| Best upgrade path | Discover it® Secured (paused to new apps June 2026) | $200 | $0 |
| Past bankruptcy | OpenSky® Secured Visa® | $100 | $35 |
*Requires a Chime checking account with qualifying direct deposits. Rates & fees last verified Oct 2026 — demo data, verify before live.
Which card will say yes to you?
One quiz, six questions, zero credit-score impact.
Take the 60-Second Quiz →